Your source for quick, personalized funding.

One River Funding provides customized funding options for growing small businesses.

Embrace growth and change—immediately.

Whether you are preparing for a busy season, in need of additional working capital, or investing in a new opportunity, One River Funding can provide the customized financing your business needs in as little as 48 hours.

  • Wide range of funding amounts offered
  • All industries and credit types considered

Get terms written with your goals top of mind.

Every step of the way, we are here to help our clients get things done by making funding quick, seamless, and transparent. With exceptional delivered as standard: no hidden fees, no predatory contracts—just refreshingly clear terms.

  • No hidden fees or automatic renewals
  • Collaborative and dedicated account managers

Best-in-class funding, simplified.

Easy Approvals

We focus on your business’s performance, not your credit score.

Flexible Repayments

Funding is a purchase of future receivables, so there is no maturity date.

Unrestricted Use

Once you receive funding, it’s yours to use for your business as needed.

Apply

Complete and submit your application. A funding specialist will determine your eligibility.

Accept Offer

If eligible, an underwriter will send you a contract and host a funding call to review funding terms.

Get Funded

After completing our underwriting, we will fund your business within 24 hours.

Request a risk-free quote.

If eligible, you’ll hear from us within 24 hours.

Interested in partnering?

We offer best in class rates for referrals and a personalized funding experience for your clients.